First Time Home Buyer Loans
Understand the different loan types to figure out which ones might be right for you.
First-Time Home Buyer
We know you have questions: Will I be qualified? How long will it take to close? What is the process of qualification and approval for a mortgage? Our promise is to help simplify the process for you so you can enjoy the experience!
What should you know?
Buying a home can be a daunting task, but it is much easier then you think! Here are some key things too think about when starting your home search. - Down payment. Do you have money saved? Will you be getting a gift? Plan on 3% down for your first home purchase. - Employment. Are you working full time or part time? Are you self employed? - Credit. What is your credit score? Have you had any credit cards or auto loan? You will need at 620+ credit score for most first time homebuyer programs.
Take the first step toward the right mortgage
Apply online for expert recommendations with real interest rates and payments
Mortgage Calculator
Your buying journey starts here! Get a free estimate on your monthly payment before you make an offer.
Have questions? Check out some of our common questions, because you're not supposed to be a mortgage expert.
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Prestige Lending
NMLS # 3138
512 E Winchester St Murray, UT 84107
(801) 255 - 0936
Complaints may be directed to: Phone: (801) 255 - 0936
Copyright ©2020 Prestige Lending. NMLS # 3138. 512 E Winchester St Murray, UT 84107 (385) 247 - 7711. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.